• Plan design and implementation
- Cash flow and budget
- Debt management
- Mortgage review
- Lines of credit
• Education planning
• Life insurance reviews and planning
• Retirement planning
- Goal setting and budgeting
- Income planning and analysis
- Social security analysis and Medicare review
- Business planning
- Reviews of all annuities and pensions
- Self-employed retirement plans
- Employer-sponsored retirement plans
- Including 401(k)s
• Estate planning
- Review of existing estate planning documents
- Beneficiary reviews and planning
- Legacy planning including the "Family Love Letter"
• Review and strategies for:
- Cost basis
- Realized gains
- Tax-loss harvesting
- Carry forward losses
• Roth conversion analysis